This may be a bit on the selfish side, but we can take a look at my family and examine all the things that I would define as hardship.
My step-dad, back in December, had a toe amputated. Now, not only is his paycheck cut in half by his ex-wife and the remainder in half by the IRS (he's not the brightest crayon in the box), but now we have to pay off these fees. My sister's seizure has cost a lot of money so far, with the upcoming MRI and EEG sure to add to the total. My mom has too many credit cards as it is and has trouble paying the bills, to the point where she does so every other month too often. Add in that mix a crappy paying job for both of them, without proper benefits, treatment, or reimbursement of mileage, and this is a recipe for disaster.
Now, if my family doesn't quite qualify for governmental assistance in any way and we're barely scrapping by, how fair is it to demand that we get health insurance and not let us have a hardship waiver? Most of the people without insurance, I would gather, do not do so out of hatred of their family, but because of their financial situation.
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